Pricing & Solutions
We offer a full selection of residential, commercial and personal services as well as the ability to offer custom solutions.
Any residential Property
What is a Residential Inventory?
A residential inventory is a detailed list of the personal property or assets located in your home and garage.
Your list should include: furniture, jewelry, antiques, artwork, appliances, kitchen contents, clothes, carpets, drapes, computer equipment, television sets, CD players (and other audio or audiovisual equipment), musical instruments, clocks, mirrors, linens, lawn mowers, snow equipment, tools, sports equipment, collectibles and any other items of value.
Why do you need one?
An inventory is especially important for insurance purposes. When you make an insurance claim for damaged, lost, or stolen property, your insurance policy will require you to show the quantity, description, and possibly the amount of loss associated with each item. You may also be asked to provide copies of bills, receipts, or other documentation to support your figures. If you omit some items or fail to include an adequate description of others, you may receive less than full compensation for your losses. Relying solely on your memory can be an expensive mistake.
How does it work?
We use our S.I.M.P.L.E.R. solution. During the inventory process we capture the details of your personal property in our secure business software. Following the completion of a home inventory we prepare a comprehensive reporting package which includes detailed reports including pictures. You will receive you report via Excel/PDF format, as well as a secure USB version and a secured link to an online storage solution for e-access.
We will also confirm your report with a cover letter & Washington State Notary seal confirming location, date & time of your "secured Asset Verification".
Any commercial property
What is a Commercial Inventory?
Our asset verification team take an inventory of all the assets of your business for insurance planning or claim purposes. If your business is affected by burglary, fire or other natural disaster, the insurance company expects a list of items that are damaged or stolen in order to file reimbursement claims.
Without a properly documented list of business assets, the business owner may be faced with significant loses on the real value of damaged or stolen property and be forced to settle for payments that are a fraction of their replacement cost. The total sum could be in the tens of thousands of dollars depending on your company's assets.
Why Should I Use ASVERIS Asset Verification Solutions?
We provide peace of mind. Our company is a preventative company, that by having documented before any incident occurs, forces insurance companies to play fair when disaster strikes. Anyone who has faced reduced settlements as a result of a claim understands the need for our services and the value Asveris generates for all our clients. Without Asveris, you have little to no support when you face your insurance company.
Clients have the ability to use our S.I.M.P.L.E.R. solution to verify any single or group of personal assets. This solution is perfect for:
- Artwork & art collections
- Auto vehicles & private collections
- Aviation and aircraft items
- Documents both personal and financial
- Collections of all item types
- Jewelry items and collections
- Personal pictures
- Personal paperwork
TIPS TO HELP YOU ENSURE AN EFFICIENT INVENTORY PROCESS
Computers, printers, appliances, televisions and other electronics should be ready to pull out in order to photograph and document serial/model numbers. Receipts showing serial/model numbers of these items is also sufficient for documentation.
Smaller kitchen appliances in cupboards, such as, mixers, blenders, choppers, skillets, etc, should be removed in order for us to accurately document and photograph.
Closets should be accessible with clothing and linens ready for pictures. In regard to clothing, we respect your privacy and will only inventory items you wish to include. We encourage you to include any expensive suits, dresses, coats, etc..., as insurance companies prefer to have full documentation.
If you opt to inventory everything in your garage, basement, attic, and storage rooms, they must be neat and fairly organized in order for us to photograph and accurately inventory items. Items in boxes will not be removed by us therefore, they will not be documented.
We will record all vehicles, trailers, riding & push mowers, etc. on the property. Any items you have off-site will not be included but we can arrange to add off-site items at a later date.
Special collections will be photographed and documented as a group unless otherwise specified. Please have any special collections out and ready.
Fine china/silverware will be photographed in a single place setting. Each piece will then be counted individually and entered into the quantity fields of our software. Please have a single place setting out and ready.
Your homeowner insurance information, such as company name, contact info, policy number, etc., can optionally be included in your reports. Please have those documents available for review.
Insurance Requirements for Filing a Claim
When filing a claim for destroyed or stolen items, pre-recorded documentation will make a claim easier and more credible. Be sure that all your items are covered under your current policy. You might be surprised at the list of exceptions that some insurance companies have listed. However, most insurance companies do suggest a documented record of your belongings. The format is not the same across the various insurance companies but the expectation is!
Here are a few insurance company quotes regarding the value of a home inventory:
"Conducting a Personal Property Inventory" literature states: "Take the time to compile an inventory of your home now, and it will save you precious time and frustration later." Benefits of having a personal property inventory include:
- Helps to ensure you have the coverage you need.
- In the event of a loss, it makes it easier for you to file a complete and prompt claim, supported by accurate documentation.
- Helps determine the replacement cost of your lost or damaged possessions to settle your claim quickly
Farmers Insurance Group
The following can be found on the back of their "Household Contents Inventory Record Book" - "This record can be worth thousands of dollars to you. Keep it in a safe place outside your home."
State Farm Insurance
They offer the following under their "Home Inventory Tips" - "The threat of loss of property from fire, theft, or other causes is always present. An accurate inventory and proof of ownership at the same time of a loss can make claim settlement easier and faster."
Under their "Your Property" section, they ask you to ask yourself, "Do I have an inventory and photographs?"
(up to 3 hours)
(up to 5 hours)
(up to 8 hours)
Your Final Report
After gathering all information, we prepare one comprehensive report that includes pictures of your personal property. Your report will be in an easy to read Excel / PDF format that can be printed, saved to a secure USB drive, or hosted securely on the cloud.
- Document Scanning: e-scanning & e-delivery of your personal documents - eceipts, birth certificates, diplomas, marriage license or any other legal documents
- Jewelry cleaning, polishing and independent graduate gemologist appraisals - Available at an additional charge.
- Asset Liquidation – Our e-commerce solutions can turn your unwanted items into a liquidity event
- Washington State Notary Public Services – Free